Homeowner Property Tax Effects

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Please send information about the homeowner property tax situation for your county and local government to taxless3@insightbb.com. Watchdog Indiana is a clearinghouse for information about homeowner property tax effects. 

Everyone has felt the impact of the 20% sales tax increase imposed by Indiana's General Assembly effective December 1, 2002. The sales tax increase from 5% to 6% will cost Hoosier households with a $25,000 income $150 more per year; a household earning $75,000 will pay $230 more.

Many General Assembly members mislead Hoosiers into believing that the sales tax increase would be used to lower homeowner property taxes. But, the real truth is that the General Assembly and Governor, through their betrayal and incompetence, have already laid plans to turn a promised 16.3% homeowner property tax reduction into a 2.6% increase in just four years.

Miscalculation, together with cleverly disguised budget increases by some local governments, are also increasing homeowner property taxes. The table below summarizes how Pay 2003 property tax bills compare to Pay 2002 for the average residence in each county.

Pay 2003 Property Tax Bills Compared to Pay 2002

Average Residence After Court-Ordered Reassessment

(compiled September 4, 2003)

County / Locality

2002 Bill

2003 Bill

Difference

Change

% With Increase

% With Decrease

Adams County (3)

125.00

16.0%

68.0%

32.0%

Allen County

Bartholomew County

Benton County

Blackford County

Boone County

Brown County

Carroll County

Cass County

Clark County

Clay County

Clinton County

Crawford County

Daviess County

Dearborn County

Decatur County

Dekalb County

Delaware County

Dubois County

Elkhart County

Fayette County

Floyd County

Fountain County

Franklin County

Fulton County

Gibson County

Grant County

Greene County

Hamilton County (3)

(201.00)

(9.3%)

23.0%

77.0%

Hancock County

Harrison County

Hendricks County

Henry County

Howard County (3)

(23.00)

(2.6%)

47.0%

53.0%

Huntington County

Jackson County

Jasper County

Jay County

Jefferson County

Jennings County

Johnson County (2)

1,335.94

1,327.60

(8.34)

(0.6%)

36.0%

64.0%

Knox County

Kosciusko County

LaGrange County

Lake County

LaPorte County

Lawrence County

Madison County

Marion County

Center Township (1)

432.53

682.69

250.16

57.8%

82.9%

14.6%

Decatur Township (1)

976.48

1,007.48

31.00

3.2%

47.8%

52.2%

Franklin Township (1)

1,497.66

1,715.54

217.88

14.5%

60.1%

39.8%

Lawrence Township (1)

1,866.44

1,821.18

(45.26)

(2.4%)

33.0%

66.8%

Perry Township (1)

1,111.82

1,232.50

120.68

10.9%

63.6%

36.3%

Pike Township (1)

1,645.88

1,633.60

(12.28)

(0.7%)

33.4%

66.4%

Warren Township (1)

929.56

1,039.44

109.88

11.8%

59.8%

40.1%

Washington T'ship (1)

1,305.34

1,793.90

488.56

37.4%

65.7%

33.8%

Wayne Township (1)

784.48

935.78

151.13

19.3%

68.5%

31.5%

Countywide (1)

1,070.47

1,256.68

186.21

17.4%

62.3%

37.5%

Countywide (3)

169.00

15.3%

61.0%

39.0%

Marshall County

Martin County

Miami County

Monroe County

Montgomery County

Morgan County

Newton County

Noble County

Ohio County

Orange County

Owen County

Parke County

Perry County

Pike County

Porter County

Posey County

Pulaski County

Putnam County

Randolph County

Ripley County

Rush County

St. Joseph County

Scott County

Shelby County

Spencer County

Starke County

Steuben County

Sullivan County

Switzerland County

Tippecanoe County

Tipton County

Union County

Vanderburgh Cty (3)

47.00

6.7%

61.0%

39.0%

Vermillion County

Vigo County

Wabash County

Warren County

Warrick County

Washington County

Wayne County

Wells County (3)

24.00

4.1%

50.0%

50.0%

White County

Whitley County

STATEWIDE

Sources:

1. July 6, 2003, Indianapolis Star

2. September 3, 2003, Indianapolis Star

3. August 7, 2003, Indianapolis Star (Legislative Services Agency)

Tim Berry (State Treasurer): Public schools, local governments and libraries are borrowing at record levels to make payrolls and pay bills. During the first six months of this year, local governments borrowed $1.34 billion through the Indiana Bond Bank. That's about one-fourth of the more than $5 billion in property taxes the state raises every year. How much higher property tax bills will go as a result won't be known until these short-term, low-interest loans are paid. Interest on the 302 loans taken out as a result is about 1.4 percent. But even that good rate could mean $10 million to $20 million in additional costs for Hoosier taxpayers. (07/30/03 Indianapolis Star)

Detailed homeowner property tax betrayal and incompetence information for counties and other local governments is recorded alphabetically by county:

Bartholomew County

The Columbus Republic: Reported July 27 that the new property tax rates in Bartholomew County "are all over the map," with folks living in 60-year-old homes facing big increases. (07/29/03 Indianapolis Eye)

Boone County

Selected Lebanon Homeowner Property Tax Changes

Pay 2002 Annual compared with Pay 2003 Annual (after reassessment)

Arranged by Lebanon City Council District

(Obtained from the Boone County Auditor's office on July 30, 2004)

Increase

Increase

Pay 2002 Annual

Pay 2003 Annual

(Decrease)

(Decrease)

House No.

Parcel No.

Property Tax

Property Tax

Amount

Percent

LEBANON CITY COUNCIL DISTRICT #1 - Jim Messenger

Williams Street (between Park Street and Glendale Drive)

410

015-09040-00

$874.98

$1,289.56

$414.58

47.38%

418

015-29870-00

$187.50

$193.80

$6.30

3.36%

418

015-29880-00

$426.14

$449.28

$23.14

5.43%

422

015-25830-00

$571.42

$749.84

$178.42

31.22%

426

015-20420-00

$32.74

$67.02

$34.28

104.70%

426

015-20430-00

$374.02

$459.24

$85.22

22.78%

506

015-22790-00

$230.38

$334.26

$103.88

45.09%

512

015-38570-00

$477.88

$600.82

$122.94

25.72%

518

015-10130-00

$529.74

$349.08

($180.66)

(34.10%)

520

015-25610-00

$620.44

$518.28

($102.16)

(16.46%)

602

015-41290-00

$520.32

$725.82

$205.50

39.49%

701

015-24300-00

$628.36

$795.58

$167.22

26.61%

TOTALS:

12 parcels

$5,473.92

$6,532.58

$1,058.66

19.34%

SUMMARY:

Pay 2003 property tax increase suffered by 8 of 10 homeowners (80.00%).

Pay 2003 prop. tax incr. greater than 30% suffered by 4 of 10 homeowners (40.00%).

Greatest dollar increase was $414.58 and greatest percent increase was 47.38%.

Pay 2003 property tax decrease enjoyed by 2 of 10 homeowners (20.00%).

Greatest dollar decrease was $180.66 and greatest percent decrease was 34.10%.

Average homeowner suffered a $105.86, or 19.34%, increase.

LEBANON CITY COUNCIL DISTRICT #2 - Emmadell Sturgis

Green Street (between S. Patterson and S. Lebanon Street)

218

015-39170-00

$309.92

$362.78

$52.86

17.05%

224

015-23960-00

$312.56

$381.76

$69.20

22.13%

303

015-16000-00

$472.62

$925.26

$452.64

95.77%

304

015-22780-00

$372.26

$413.48

$41.22

11.07%

309

015-16010-00

$1,267.02

$1,217.86

($49.16)

(3.87%)

310

015-02630-00

$374.92

$420.54

$45.62

12.16%

316

015-11000-00

$314.20

$402.74

$88.54

28.17%

317

015-12530-00

$497.02

$588.64

$91.62

18.43%

324

015-31760-00

$442.94

$381.76

($61.18)

(13.81%)

325

015-12520-00

$229.08

$331.88

$102.80

44.87%

404

015-12550-00

$330.02

$382.12

$52.10

15.78%

410

015-02070-00

$708.86

$757.22

$48.36

6.82%

414

015-04750-00

$359.06

$406.88

$47.82

13.31%

415

015-44540-00

$645.82

$994.34

$348.52

53.96%

417

015-14880-00

$506.92

$480.32

($26.60)

(5.24%)

424

015-30060-00

$406.30

$419.72

$13.42

3.30%

504

015-34880-00

$449.40

$722.68

$273.28

60.80%

507

015-28700-00

$510.56

$473.36

($37.20)

(7.28%)

508

015-27370-00

$648.80

$889.30

$240.50

37.06%

516

015-09630-00

$152.90

$291.16

$138.26

90.42%

519

015-29300-00

$290.42

$371.38

$80.96

27.87%

520

015-13080-00

$598.20

$934.58

$336.38

56.23%

521

015-06370-00

$577.36

$876.62

$299.26

51.83%

524

015-17170-00

$388.12

$447.62

$59.50

15.33%

525

015-03330-00

$319.46

$385.42

$65.96

20.64%

602

015-42560-00

$824.40

$1,360.20

$535.80

64.99%

603

015-24630-00

$187.46

$280.62

$93.16

49.69%

607

015-01160-00

$264.02

$352.40

$88.38

33.47%

610

015-12350-00

$391.76

$238.18

($153.58)

(39.20%)

611

015-19160-00

$145.22

$266.58

$121.36

83.56%

614

015-09320-00

$361.72

$395.32

$33.60

9.28%

615

015-03190-00

$305.30

$362.78

$57.48

18.82%

618

015-22670-00

$654.74

$949.08

$294.34

44.95%

619

015-37710-00

$684.52

$1,025.14

$340.62

49.76%

622

015-43900-00

$288.90

$323.52

$34.62

11.98%

623

015-26140-00

$92.42

$248.06

$155.64

168.40%

627

015-21910-00

$604.16

$815.04

$210.88

34.90%

809

015-27590-00

$597.96

$604.32

$6.36

1.06%

810

015-44210-00

$171.62

$382.12

$210.50

122.65%

813

015-16380-00

$517.84

$778.82

$260.98

50.39%

814

015-15490-00

$568.44

$891.10

$322.66

56.76%

817

015-05100-00

$390.76

$373.86

($16.90)

(4.32%)

818

015-40480-00

$326.78

$449.78

$123.00

37.64%

821

015-17230-00

$303.62

$354.04

$50.42

16.60%

822

015-39090-00

$107.98

$215.06

$107.08

99.16%

902

015-19390-00

$274.58

$360.66

$86.08

31.34%

903

015-09640-00

$235.32

$323.18

$87.86

37.33%

906

015-34470-00

$311.56

$450.60

$139.04

44.62%

907

015-29960-00

$238.30

$211.76

($26.54)

(11.13%)

911

015-12820-00

$454.12

$527.02

$72.90

16.05%

914

015-31320-00

$191.50

$295.46

$103.96

54.28%

915

015-08800-00

$187.46

$285.56

$98.10

52.33%

918

015-18160-00

$330.70

$399.28

$68.58

20.73%

919

015-13070-00

$335.32

$394.50

$59.18

17.64%

TOTALS:

54 parcels

$21,833.22

$28,173.46

$6,340.24

29.03%

SUMMARY:

Pay 2003 property tax increase suffered by 47 of 54 homeowners (87.03%).

Pay 2003 prop. tax incr. greater than 30% suffered by 26 of 54 homeowners (48.14%).

Greatest dollar increase was $535.80 and greatest percent increase was 168.40%.

Pay 2003 property tax decrease enjoyed by 7 of 54 homeowners (12.96%).

Greatest dollar decrease was $153.58 and greatest percent decrease was 39.20%.

Average homeowner suffered a $117.41, or 29.03%, increase.

LEBANON CITY COUNCIL DISTRICT #4 - Jeremy Lamar

Elizabeth Drive

1401

015-43780-00

$615.16

$538.56

($76.60)

(12.45%)

1405

015-37820-00

$607.24

$562.00

($45.24)

(7.45%)

1406

015-12880-00

$698.34

$599.50

($98.84)

(14.15%)

1409

015-31610-00

$729.70

$553.28

($176.42)

(24.17%)

1410

015-29400-00

$619.48

$493.02

($126.46)

(20.41%)

1413

015-29390-00

$565.00

$466.28

($98.72)

(17.47%)

1417

015-34200-00

$211.60

$228.94

$17.34

8.19%

1418

015-41920-00

$707.28

$517.78

($189.50)

(26.79%)

1419

015-32830-00

$1,081.50

$969.22

($112.28)

(10.38%)

1424

015-08930-00

$585.48

$474.20

($111.28)

(19.00%)

1428

015-41530-00

$594.48

$444.62

($149.86)

(25.20%)

1501

015-30260-00

$807.90

$660.22

($147.68)

(18.27%)

1502

015-14420-00

$720.48

$532.80

($187.68)

(26.04%)

1505

015-03260-00

$583.48

$482.80

($100.68)

(17.25%)

1506

015-09100-00

$704.68

$563.90

($140.78)

(19.97%)

1509

015-17740-00

$639.92

$518.60

($121.32)

(18.95%)

1510

015-13620-00

$789.56

$544.76

($244.80)

(31.00%)

1513

015-17080-00

$1,017.84

$1,409.12

$391.28

38.44%

1517

015-25190-00

$831.38

$599.50

($231.88)

(27.89%)

1520

015-14660-00

$1,242.54

$1,135.90

($106.64)

(8.58%)

1521

015-05790-00

$1,160.68

$1,463.44

$302.76

26.08%

TOTALS:

21 parcels

$15,513.72

$13,758.44

($1,755.28)

(11.31%)

SUMMARY:

Pay 2003 property tax increase suffered by 3 of 21 homeowners (14.28%).

Pay 2003 prop. tax incr. greater than 30% suffered by 1 of 21 homeowners (4.76%).

Greatest dollar increase was $391.28 and greatest percent increase was 38.44%.

Pay 2003 property tax decrease enjoyed by 18 of 21 homeowners (85.71%).

Greatest dollar decrease was $244.80 and greatest percent decrease was 31.00%.

Average homeowner enjoyed a $83.58, or 11.31%, decrease.

LEBANON CITY COUNCIL DISTRICT #5 - Kay Geisler

Maple Drive (between Terrace Lane and N. Lebanon Street)

110

015-22570-00

$1,277.82

$1,274.22

($3.60)

(0.28%)

115

015-13800-00

$1,483.76

$1,315.50

($168.26)

(11.33%)

120

015-37500-00

$1,188.06

$1,011.80

($176.26)

(14.83%)

125

015-36610-00

$1,592.00

$1,427.72

($164.28)

(10.31%)

210

015-24380-00

$1,710.80

$1,605.98

($104.82)

(6.12%)

215

015-31950-00

$1,652.72

$2,184.28

$531.56

32.16%

225

015-35250-00

$1,396.64

$1,287.42

($109.22)

(7.82%)

230

015-03600-00

$1,727.66

$1,456.26

($271.40)

(15.70%)

240

015-21790-00

$1,714.24

$1,934.34

$220.10

12.83%

250

015-39330-00

$995.34

$906.16

($89.18)

(8.95%)

TOTALS:

10 parcels

$14,739.04

$14,403.68

($335.36)

(2.27%)

SUMMARY:

Pay 2003 property tax increase suffered by 2 of 10 homeowners (20.00%).

Pay 2003 prop. tax incr. greater than 30% suffered by 1 of 10 homeowners (10.00%).

Greatest dollar increase was $531.56 and greatest percent increase was 32.16%.

Pay 2003 property tax decrease enjoyed by 8 of 10 homeowners (80.00%).

Greatest dollar decrease was $271.40 and greatest percent decrease was 15.70%.

Average homeowner enjoyed a $33.53, or 2.27%, decrease.

LEBANON CITY COUNCIL DISTRICT #3 - Andrea Hester

Chicago Street (between Lafayette Avenue and N. Lebanon Street)

320

015-23860-00

$922.60

$1,450.76

$528.16

57.24%

404

015-23320-00

$624.98

$1,050.48

$425.50

68.08%

405

015-12900-00

$388.12

$496.84

$108.72

28.01%

405

015-12910-00

$166.68

$297.04

$130.36

78.20%

410

015-37020-00

$467.32

$683.34

$216.02

46.22%

420

015-15460-00

$571.42

$936.38

$364.96

63.86%

512

015-03400-00

$306.26

$409.34

$103.08

33.65%

515

015-30700-00

$351.20

$597.70

$246.50

70.18%

516

015-03410-00

$508.92

$1,059.54

$550.62

108.19%

521

015-37110-00

$43.60

$182.88

$139.28

319.44%

522

015-24730-00

$198.02

$506.36

$308.34

155.71%

527

015-14180-00

$194.08

$320.22

$126.14

64.99%

605

015-19050-00

$514.86

$930.96

$416.10

80.81%

608

015-34390-00

$485.10

$780.62

$295.52

60.91%

615

015-41730-00

$416.68

$675.58

$258.90

62.13%

617

015-44360-00

$298.36

$490.22

$191.86

64.30%

702

015-35580-00

$319.52

$438.24

$118.72

37.15%

710

015-25800-00

$729.16

$581.18

($147.98)

(20.29%)

724

015-15310-00

$245.56

$326.00

$80.44

32.75%

802

015-04720-00

$717.24

$1,177.28

$460.04

64.14%

810

015-32060-00

$232.34

$442.02

$209.68

90.24%

815

015-18210-00

$385.80

$460.82

$75.02

19.44%

816

015-38690-00

$293.06

$399.44

$106.38

36.29%

823

015-30740-00

$282.52

$383.78

$101.26

35.84%

824

015-29370-00

$1,437.92

$1,499.18

$61.26

4.26%

903

015-26000-00

$157.54

$306.12

$148.58

94.31%

904

015-06610-00

$773.80

$1,289.56

$515.76

66.65%

909

015-05060-00

$199.42

$434.20

$234.78

117.73%

910

015-16240-00

$242.92

$359.84

$116.92

48.13%

917

015-43680-00

$345.86

$477.02

$131.16

37.92%

918

015-38760-00

$344.24

$405.86

$61.62

17.90%

924

015-35120-00

$401.98

$435.76

$33.78

8.40%

TOTALS:

32 parcels

$13,567.08

$20,284.56

$6,717.48

49.51%

SUMMARY:

Pay 2003 property tax increase suffered by 30 of 31 homeowners (96.77%).

Pay 2003 prop. tax incr. greater than 30% suffered by 26 of 31 homeowners (83.87%).

Greatest dollar increase was $550.62 and greatest percent increase was 319.44%.

Pay 2003 property tax decrease enjoyed by 1 of 31 homeowners (3.22%).

Only dollar decrease was $147.98 and only percent decrease was 20.29%.

Average homeowner suffered a $216.69, or 49.51%, increase.

Grant County

Marion Chronicle Tribune: Reports many double- and triple-digit increases and that there have been calls for a special session. The newspaper editorialized Sunday, "Never mind that lawmakers had several years to solve it and didn’t do anything. Why should anyone think legislators have suddenly gotten brighter?" (07/29/03 Indianapolis Eye)

Hamilton County

Legislative Services Agency: Taxes doubled or tripled on just 783 homes, which is less than half of 1 percent of the total. (08/07/03 Indianapolis Star) 

Johnson County

Rob Norris (director of the county's computer department): Taxes dropped for 22,817 houses and went up for 12,635. The bills for the 90 others changed by less than $1. Most of the 1,298 homeowners whose bills soared by $1,000 or more appeared on the tax rolls as new homes, meaning they were subdivision lots, partially built homes or vacant land when assessed in 2001. If homes assessed for the first time in 2002 are removed from the computations, the average decrease for existing homes this year is then $83. The county's biggest taxpayer, Simon Property Group, owner of Greenwood Park Mall, is appealing the mall's reassessment to $74.37 million from $35.66 million. Property taxes on the mall increased to $928,072 from $770,453. (09/03/03 Indianapolis Star)   

Lake County

Legislative Service Agency: Predicts a countywide 16-percent property tax increase, with it going much higher in the northern part of the county. (07/02/03 Indianapolis Eye)

The Times of Northwest Indiana: Predicts an outright revolt, far worse than the one underway in Indianapolis. "The outcry in Lake County is likely to be even greater than Marion County," the newspaper quoted Purdue Prof. Larry DeBoer. "Most homes are likely to increase there, not just older homes." (07/29/03 Indianapolis Eye)

Marion County

Monty Combs (Marion County Chief Deputy Treasurer): Most decreases in annual property taxes have been from $50 to $200 while increases have been "profound." (07/06/03 Indianapolis Star)

Barry Delk: I am a Realtor/Broker and have been in the business for more than a decade serving central Indiana. I have already heard of numerous massive increases in areas where there should have been none. I think it will eventually result in a devaluation of homes as people understand what they will now have to pay monthly (via their mortgage payment) on property taxes. I have heard of homes in areas that sell in the $30,000's to $50,000's being assessed at more than $70,000. These are often homes in very tough to sell areas and now it may well be nearly impossible to sell with the higher taxes. Buyers buy based primarily on what their monthly mortgage payment will be. With rates around 6.0% that is roughly $6 per thousand financed for a 30 year loan. If property taxes increase by just $60 to $90 a month that is the same as the home costing $10,000 to $15,000 more based on the monthly payment. There may well be a 10-30% loss of value once these adjustments began to be figured out by buyers. With the interest rates relatively low, this is not such a big deal, but wait until the rates go back above 7.0%, we will see a massive change in this market, and it will be extremely harmful. The number of foreclosures on the market is increasing daily already in Indiana, this will only make things worse if something is not done. (07/10/03 E-mail)

Barry Delk: I am a Realtor/Broker and have been in the business for more than a decade serving central Indiana. I think when all the numbers are in, we will see not only have property taxes not declined overall, but instead actually increased somewhat significantly. While I have seen a few cases where taxes actually went down on a few homes, the decreases are usually very modest when compared to the more numerous cases of increases I have heard of. I have made a point to ask each client I speak with to see what their home's taxes have done. (07/10/03 E-mail)

Barry Delk: I am a Realtor/Broker and have been in the business for more than a decade serving central Indiana. The half hazard manner in which the reassessment was done was nothing short of disgraceful. I wonder if any of the "minds" behind the changes ever took a class in basic algebra! What could have been a very simple process was turned into a fiasco. I know they have had at least ten years to get ready for this change as they have been recording sale prices for a decade now to be ready for the change (at a cost of $5 for every closing over the past ten years). Add to this what has happened in the home insurance industry in the past 3 years and housing has really taken a hit. The only reason we are staying afloat at all, is the low interest rates, when they go back up, we may see the worse housing crisis Indiana has ever seen. Politicians better be ready, it is not going to be pretty. (07/10/03 E-mail)

Legislative Services Agency: Twelve percent of the residential property tax bills went up 100 percent or more. (08/07/03 Lebanon Reporter)

Legislative Services Agency: Owners of 23,417 homes in Center and Washington townships - or nearly one-fourth of all residential property in these townships - saw their tax bills double, triple or worse. Nearly 47 percent of Marion County homes were built before 1960. But in Washington Township, 62 percent were, and in the hardest-hit area of the township, its 96 percent; that's a major reason why the township's tax bills are so high. (08/07/03 Indianapolis Star)

Paul Ricketts (head of the Marion County Assessors Association): In Marion County, the situation is dire not only in the more well-to-do Northside neighborhoods, but also many homeowners in Lawrence Township with home values of less than $100,000 are hit hard as well. “It could be harder for them, rather than wealthier people, to pay a bill that went from $400 to $800 if they are on a fixed income,” said Ricketts. (07/22/03 Indianapolis Eye)

R. K. Thompson (Indianapolis): I keep reading that season ticket sales for the Colts have declined. Has it occurred to anyone that the increase in property taxes may have priced the Colts out of the market? It did for us. Having lived in several parts of the country over the years, I can assure you that if Indianapolis loses the local pro football team, we will be viewed as a city in decline. And that's another reason why property tax hikes were so shortsighted. (09/09/03 Indianapolis Star)

Monroe County

Larry Robinson: We found out that the screwups in the county had misappraised a gas station and a shop for a total of $420 million instead of $420 thousand. So now they want to raise all of the rest of our property taxes to compensate for the $8 Million loss in revenue the correction created. (07/11/03 E-mail)

Vanderburgh County

Associated Press: The downtown historical district in Evansville was hit hard by property tax increases. The average increase is between $1,000 and $1,500 (08/05/03 and 08/06/03 Lebanon Reporter)

Legislative Services Agency: 13.2 percent of the residential property tax bills went up 100 percent or more. (08/07/03 Lebanon Reporter)

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This page was last updated on 03/19/10 .